Cheap Auto Insurance Virginia - Comprehensive Guide 2024

Minimum Auto Insurance Requirements in Virginia

Yeah, the state sets minimum auto insurance requirements for all Virginia drivers. So here's the coverage you need to drive legally in Virginia.

The minimum bodily injury liability in Virginia will be: $24,000 per person only & $40,000 per accident.

This coverage also pays all medical expenses for others, but only if you are responsible for the accident.

Property damage liability (Definition & Meaning): $19,000 per accident

Definition & Meaning also helps pay all costs in the event of damage to another person's vehicle or property.

Optional Auto Insurance Coverage

Many companies offer additional options to give you peace of mind while using the service, whether you are driving in Virginia to your home or the beach. Mercury offers an amazing cheap car insurance plan at a price tailored to meet your needs. You can explore all of our coverage options below:

• Liability Protection
• Collision Protection
• Comprehensive Coverage
• Medical Payments Coverage
• Uninsured/Underinsured Motorists Bodily Injury
• Rental Car Reimbursement
• Roadside Assistance

Penalty for driving without your car insurance in Virginia

Cheap Auto Insurance Virginia is one of the few states that does not require citizens to have car insurance to drive legally. But if you cancel your car insurance subscription, you pay the uninsured vehicle fees. The price is 460 US dollars each time the insurance expires to register your car. So be aware that these fees do not provide insurance coverage.

If you don't pay for your car insurance, only very serious penalties will be imposed. These penalties include conviction for a third-degree misdemeanor, and a fine of up to $500, and the same applies to the driver's license and license plate. To do so, you need to submit Form SR-22 - a piece of evidence proving to the state that you have had car insurance for three years.

Mercury offers Cheap Auto Insurance in Virginia. You can also speak with an agent today to help you find the right car insurance for your needs.

All drivers save hundreds of dollars just by switching to Mercury Insurance

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• AutoPay Discount
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• Electric Vehicle Discount
• Good Student Discount
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• Pay-in-Full Discount